I am out of network with all insurance providers and have opted-out of Medicare. I utilize the self-pay practice model. I chose this model so I have the freedom to set fees that will support me and sustain my business and allow me to offer sliding scale rates to a percentage of my clients, so that I can help more people obtain the quality care they desire, and avoid burn-out from over-extending myself.
Therapy services may be covered in full or in part by your health insurance or employee benefit plan if you have out-of-network benefits. Coaching services and extended therapy sessions (60 mins. +) are not covered through most insurers. Insurance companies currently do not reimburse for telephonic or video sessions. Please check your coverage carefully by asking the following questions:
- Do I have out-of-network benefits?
- What is my deductible and how much of it has been met?
- How many sessions are allowed?
- What is the coverage amount per therapy session, once the deductible is met? (You can ask me for my therapy session codes, my NPI number and fees prior to calling them, after our initial conversation.)
- Is prior authorization required? Do I need to obtain a referral from my primary care provider?
- Do I need a prior authorization for 60-min. therapy sessions (code 90837) or do you limit session length to 50 mins?
Calling big insurance companies isn’t what most people consider “fun” or even pleasant – I get it. So I completely understand if you find this too trying or challenging a task. You’ve got a lot on your plate – which is why you’re reaching out for help in the first place. So just ASK and I’ll be happy to call them, once we’ve determined that we’re a good fit for working together and find out for you!
Easy Reimbursement from your Insurer
You can utilize the app “Better” for ease of submitting your claims – you simply enroll, and then take a photo of your session invoice and submit it through the app or the website. Their app is compatible with iPhones and Androids and can be accessed on any computer at getbetter.co./register. Until you meet your deductible, there is no fee assessed for their assistance – they’ll even call your insurer and find out the answers to any questions you have! Once you begin to receive reimbursement, they will take 10% for their service fee. It’s up to you whether this is of value in saving you time and effort.
Reduced fee services are available on a limited basis. Please discuss this with me if your financial circumstances are such that you cannot afford services at my base rate. We can discuss alternative treatment options/payment plans/sliding scale.
Cash, credit cards, health spending accounts, money orders, and checks made out to Mindful Guidance are accepted for payment. Please come prepared to pay at the beginning of each session. If payment is delayed, then no further appointments will be scheduled until your balance is paid in full.
If you do not show up for your scheduled therapy appointment, or you have not notified your provider at least 24 hours in advance, you will be responsible for the session fee.
Request a therapy appointment online here.
Questions? Please contact me for further information.
Rates are identical for coaching and counseling, in person or via video conference. Telephonic sessions are limited to 30 mins @ $2.50 per min. I will share with you my fee schedule during the Meet & Greet or over the phone. We can discuss any financial questions at that time.
- Initial Meet & Greet – 20 – 30 mins, to evaluate our “fit” for working together – FREE
- Initial Evaluation and Diagnosis/Coaching Session – up to 90 mins – currently $175
- Life/Sports/Health Coaching Packages – will discuss your focus of intent and develop an individualized package at a discounted rate when pre-paid.
One 10-min Phone Consultation per week, free of charge. Beyond this frequency, we will establish phone support sesssions, pro-rated at $2.50 per minute, limited to 30 minutes, between 7 am and 7 pm EST Monday – Fridays. Please note that insurance companies will not reimburse you for telephonic sessions.
Mental Coaching for Golfers: call to inquire about packages, individually and groups
Performance Coaching for Swimmers: package rates and individual rates available upon discussion of goals and length of sessions, individual and group options available.
Mindfulness Coaching on-site for Health Care Professionals, Business Professionals, Therapists, Teachers: TBD based on individual vs group, number of sessions, location, etc. Call or email to inquire.